What Razer Merchant Services Integration Approaches got to do with PCI DSS

The simpler the process, the more effective it may be - but, how about the security? The most worrying thing for customers is when they find something so easy and low cost, online. However, there is always a way to increase the perceived value of a product or service by showing a proof or experience.

As a merchant, you need to know which type of integration approaches suit your customers or business model before accepting payments. Due to this, Razer Merchant Services introduces several integration approaches which offer different level of ease and security to merchants and buyers.

What is PCI DSS?

The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed to ensure that all companies that accept, process, store or transmit credit card information maintain a secure environment.

This standard was established in 2006 by the PCI SSC which consists of major payment card brands (Visa, MasterCard, American Express, Discover and JCB) to manage the ongoing evolution of the Payment Card Industry (PCI) security standards which able to improve payment account security throughout the transaction process.

Which integration approaches comply to PCI DSS?

When merchants integrate by using hosted payment page, seamless integration, inpage checkout and mobile XDK, merchants do not have to worry about having PCI-DSS since these integration approaches are complied with the specific security standard.

As for direct server API and recurring API, merchants have to be PCI-DSS compliant if they need to send the card data to be processed by Razer Merchant Services. Meanwhile, if the merchant sends token instead, they don’t have to be PCI-DSS compliant.

In order to prevent financial fraud and other serious problems, it is important for merchants to optimize the purpose of PCI DSS to fully protect the cardholders’ data and payment security.

To discover how Razer Merchant Services can help you expand your payment options and increase sales, schedule a free appointment with our team today.